Legal Warning and Terms of Use

On this space the USER will find all the information related to the terms and legal conditions which define the relationships amongst the users and ourselves as the responsible of this website.  As a user, it is important to know these terms before you continue with the navigation.

Josep Crespo – Assessors as the responsible of this website, assumes the commitment to process the information of our users and customers with full legal guarantee and comply with the national and European standards that regulate the collection and use of our users´ personal information.  Therefore, this website strictly complies with the General Register of Data Protection (RGPD) of the EU regulation and the LSSI-CE 34/2002 regulations of July 11 on Information Society Services and Electronic Commerce.


The following Terms of Use regulate the use (including mere access) of the web pages which are integrated on the website including the contents and services made available therein. Any person accessing the website (“User”) accepts the Terms of Use that are in force at the moment they access the said Site.


Read Cookies Policy.


Users are informed and accept that access to this website does not, in any way, represent the start of a commercial relationship with Therefore, the User agrees to use this website and its services and content correctly and lawfully, in accordance with the current legislation.

It is absolutely forbidden to use the site or any of its components for commercial or unlawful uses, or in any way that may cause damages or prevent the normal operation of the website. With regards to the content, the following are forbidden:

  • Their reproduction, distribution, public communication and / or modification in whole or in part without prior written consent of its owner.
  • Any violation of the creditor´s rights or the legitimate holders.
  • Their use for commercial or advertising purposes.

By using this website,, the User undertakes not to act in any way that may damage the image, interests or rights of or third parties, or that could damage, disable or overload the website or that may impede, in any way, the normal use of the website. Nevertheless, the User must bear in mind that Internet security measures are not impregnable and therefore, cannot guarantee the absence of viruses or other elements that may alter the User’s computer systems (software and hardware) or the electronic documents and files contained on such systems.


Personal information communicated to  by the User may be stored on automatised databases or not, and its ownership corresponds exclusively to, that will assume all the technical and safety measures that guarantee confidentiality, integrity and quality of the information contained on them according to the current legislation on Data Protection.

All the communication between Users and is conducted through a secure network, and the transmitted data are encrypted thanks to the HTTPS protocols. Therefore, we can guarantee the best security conditions to ensure the User´s privacy.

COMPLAINTS informs that complaint forms are available for the Users.  The User will be able to make complaints by requesting their complaint form or by sending an email to specifying name and surname and explaining the reasons for their complaint.


If interested, you can submit your complaints through the Conflict Resolution Platform provided by the European Commission and available on the following link:


On the basis of the articles 8 and 32.1, second paragraph, of the Copyright Law, it is expressly forbidden to reproduce, distribute and disseminate publicly, including the making available modality, of all or part of the contents of the web-page for commercial purposes, in any format and by any technical means, without the authorisation of

The User agrees to respect the intellectual and industrial copyright pertaining to

The user of the website accepts and understands that the entire content of this website: text, software, contents (including structure, selection, ordination and presentation), podcasts, photographs, audio-visual and graphic material, is protected by copyrights, trademarks and other legal rights, according to the international agreements in which Spain takes part and other proprietary rights and laws from Spain.

In the event that a User or a third party consider that there has been a violation of their lawful rights to enter a given content on the website, they will have to notify this matter to


The website may contain links to other websites on the Internet that are owned and operated by third parties.

The only purpose of the links is to enable the User to complement any information through these links. will in no event be liable for any outcome suffered by the User as a result of following said links.

Additionally, the User will find on this website pages, promotions, co-branding programs that access the navigations habits of the User in order to establish profiles.  This information is anonymous and does not include identifiable customer or personal information.

The information provided in those sponsored sites or co-branding links is subject to the privacy policies used in such places and is therefore not subject to this privacy policy.  We highly recommend the Users to review in detail the privacy policies that are deployed on the co-branding sites.

User and, in general, any legal or natural person who intends to provide a hypertext link or technical link device in will require a previous written authorisation from

The insertion of the link shall in no event imply the existence of any relationship between and the owner of the website or the web page in which the link is introduced, nor the acceptance or approval on behalf of their contents or services.


Some sections of our website allow the insertion of commentaries, texts or images on the part of our Users.  Comments unrelated to the topic of this website will not be admitted, especially should they include any abusive, offensive, contain profanity or racist material, or include name-calling, personal attacks, or calls to violence or threats.  Comments containing obviously false or misleading information will be removed, as well as those containing personal information such as private addresses or phone numbers which infringe our data protection policy.

Any comment created only for promotional purposes from a website, person or collective and anything that may be considered spam will also be removed.

Anonymous comments will not be published, neither those created for the same individual using different nicknames.  Comments intending to force a debate or a change of position by another User will not be considered either.


The Provider does not give any guarantees and is in no case responsible for damages or detriment of any nature that may be caused by:

  • The absence of availability, maintenance and effective operation of the website and/or of its services or content.
  • The existence of a virus, spyware or software that is harmful to content.
  • The illicit, negligent or fraudulent use, contrary to the General Conditions.
  • The absence of legality, quality, faithfulness, usefulness and availability of the services provided by third parties and made available to the User on the website.

The provider will not be responsible under any circumstances for any damage caused by improper use of this website.


For all purposes the relations between and Users of the web’s services are regulated by the Spanish legislation and jurisdiction.


Should the User have any queries in connection with these General Conditions or any other comment to make about the website, please contact

From the Josep Crespo – Assessors team we truly thank you for taking your time to read this Legal Warning.